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More On Credit Scores - 625 and Lower

A credit score of 625 is very common if you have had some credit problems and no bankruptcy. I bet you are wondering how the Fair Isaac algorithm decided you have a credit score of 625.
The Fair Isaac score starts at three hundred and goes as high as nine-hundred. Just be glad you don’t […]

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Credit Score - Free Annual Credit Reports

Take Advantage A Yearly Free Credit Report
First off, all Americans should understand that they are entitled to a free credit report once a year. This became law in January of 2006. If for any reason you have been denied a loan, you should get a free credit report right away. Then you will be able […]

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