Archive for 'Saving Money' Category
Saving Money - Give The Money Smart Spouse Veto Rights
This is not usually a smart choice to make in a living relationship, but if you’ve had trouble with money, and your spouse is excellent with money, it might be a good idea to temporarily give up your credit cards, and give your spouse veto rights on expenditures over $50 dollars. This sounds harsh (and […]
Saving Money - Buy Groceries In Bulk When You Can
Have you seen the Seinfeld episode where Kramer buys the bulk food at Costco. Funny because he lives in an apartment, and he no where to store all that food. Yes you can save allot of money when you buy food and groceries, and most Americans do have somewhere to store bulk food items. If […]
Saving Money - Stay Away From Monthly Payments
This is one of the very best ways to save money. All the monthly payments can really add up and before you know it, you’re so tight you squeak when you walk, or worse, you start using credit cards to buy the extras you can no longer afford. It’s a vicious cycle for sure. Like […]
Saving Money - Don’t Sign Contracts Longer Than A Year
Make sure you stay away from contracts. Don’t sign anything that has monthly bill unless it’s your land-line phone, auto payment, mortgage, utilities, and other essential bills. Home alarm system contracts are really bad for this, as well as cell phone contracts. I’m saying you should not use these services, I’m just saying you should […]
Saving Money - Keep A Good Driving Record And Save $$$$$
If you can avoid speeding tickets and fender benders you will save dollars as well. Depending on the laws in your province or state, you will have to pay more to update your drivers license and auto insurance if you driving record has blemishes. It can cost thousands of dollars a year for your insurance […]
Saving Money - Save Money On Automobiles
Our family is guilty of keeping an extra automobile insured and plated and we rarely use it. When we do use the extra vehicle it really saves the day, but we COULD have made it by without it. Basically, it’s just handy and not necessary. I still look at the extra vehicle like flushing cash […]
Saving Money - Save Money By Waiting For The Movies
I see families spend ridiculous money on video store movie rentals, digital cable movie rental, satellite TV movie rental, or theatre tickets. What I do is save my money and WAIT for the new releases to come out on the free movie channels. It’s hard to do when the word of mouth on a new […]
Saving Money - Save Money By Only Drinking Alcohol At Home
Saving money by only having your wine, beer or spirits at home (or in a private setting) will save you a HUGE amount of money. If you a non-drinker then this post is not worth reading, but if you have a drink (or once and awhile, you can save some big bucks. Of […]
Saving Money - Quit Smoking And Save Big Money
Cigarettes cost allot of money, and they can possibly make you really sick. Your body and your wallet will thank you for it. The cost of this horrible habit are way over the top. This comes from personal experience as I smoke. I don’t smoke much, but a have a few butts a day. This […]
Saving Money - Keep A Purchasing Inventory
It’s good to keep track of what you spend your money on. It sound like an anal behavior, but it can be done. Just keep a small notebook beside your bed and write down the purchases you made that day. This is a really easy way to see what you spend your money on. You […]
Saving Money - Avoid Carrying Large Sums Of Money Around
The easiest way to save money is to not have any! Sounds crazy, but this is so true. I personally carry one twenty dollar bill around with me for cash only moments. I’m talking about that one hot-dog at the ninth hole of the golf course, or that diet coke at the gas station when […]
Saving Money - Avoid Going To The Other Side On ATM Machines
When you’re using ATM machines for cash withdrawals you will be paying a fee between $1.50 to $2.50 (sometimes more believe it or not, depending on where you travel). Usually if you use your credit cards, checking debit cards, or saving debit cards, at one of your bank’s branches, you will not be nailed with […]
Saving Money - Don’t Carry More Than Credit Card
You can save money by sticking with only one credit card on your travels. If you have a purse or wallet, stuffed with those pesky plastic demons you’re asking for trouble. For men, the two worst places to carry a stack of credit cards around is the bar or the casino. For women it can […]
Saving Money - To Avoid Service Charges Keep The Required Balance In Your Checking Or Savings Account
Most bank accounts (checking or savings) with most banks will not charge the monthly service charges or fees if you maintain a sufficient balance. Remember that the banks make their money from clients who don’t take advantage of savings strategies like keeping a sufficient balance in their accounts. They banks are not going to a […]