World Of Financing» Saving Money WOF – Bad Credit Unsecured Loans

Saving Money – Give The Money Smart Spouse Veto Rights

Wofadmin — Fri, 10 Nov 2006 12:13:54 +0000

This is not usually a smart choice to make in a living relationship, but if you’ve had trouble with money, and your spouse is excellent with money, it might be a good idea to temporarily give up your credit cards, and give your spouse veto rights on expenditures over $50 dollars. This sounds harsh (and it is) and if you plan on trying this, you need to enter into the agreement with a SERIOUS conviction to curb your overspending habits. See our overspending series is these seems like your story. You can do it.

Saving Money – Buy Groceries In Bulk When You Can

Wofadmin — Thu, 09 Nov 2006 09:53:31 +0000

Have you seen the Seinfeld episode where Kramer buys the bulk food at Costco. Funny because he lives in an apartment, and he no where to store all that food. Yes you can save allot of money when you buy food and groceries, and most Americans do have somewhere to store bulk food items. If you buy all your canned goods, boxes goods, and preservatives at a bulk food store, you can save quite a bit of money by year end.

Saving Money – Stay Away From Monthly Payments

Wofadmin — Wed, 08 Nov 2006 07:33:09 +0000

This is one of the very best ways to save money. All the monthly payments can really add up and before you know it, you’re so tight you squeak when you walk, or worse, you start using credit cards to buy the extras you can no longer afford. It’s a vicious cycle for sure. Like I’ve mentioned in other posts, try to keep only the bare essentials monthly, like your car payment, mortgage, and utilities.

Saving Money – Don’t Sign Contracts Longer Than A Year

Wofadmin — Tue, 07 Nov 2006 05:12:47 +0000

Make sure you stay away from contracts. Don’t sign anything that has monthly bill unless it

Saving Money – Keep A Good Driving Record And Save $$$$$

Wofadmin — Mon, 06 Nov 2006 02:52:25 +0000

If you can avoid speeding tickets and fender benders you will save dollars as well. Depending on the laws in your province or state, you will have to pay more to update your drivers license and auto insurance if you driving record has blemishes. It can cost thousands of dollars a year for your insurance if you’ve had some bad luck on the road. Be careful and drive the speed limit.

Saving Money – Save Money On Automobiles

Wofadmin — Sun, 05 Nov 2006 00:32:03 +0000

Our family is guilty of keeping an extra automobile insured and plated and we rarely use it. When we do use the extra vehicle it really saves the day, but we COULD have made it by without it. Basically, it’s just handy and not necessary. I still look at the extra vehicle like flushing cash down the toilet, and it’s something I always say I’m going to change. By the time you add up the oil changes, the fuel, parts, repairs, and insurance, it’s complete waste of money.

Saving Money – Save Money By Waiting For The Movies

Wofadmin — Fri, 03 Nov 2006 22:11:41 +0000

I see families spend ridiculous money on video store movie rentals, digital cable movie rental, satellite TV movie rental, or theatre tickets. What I do is save my money and WAIT for the new releases to come out on the free movie channels. It’s hard to do when the word of mouth on a new flick is great, but if you just wait, you’ll see everything in due time. If you have kids don’t have a television service that allows movie rentals at $4.99 per pay view. This REALLY adds up at the end of the month. Many times the kids will rent the same movie 2-3 times and your monthly bills can be up to $150 – $200 a month.

Saving Money – Save Money By Only Drinking Alcohol At Home

Wofadmin — Thu, 02 Nov 2006 19:51:18 +0000

Saving money by only having your wine, beer or spirits at home (or in a private setting) will save you a HUGE amount of money. If you a non-drinker then this post is not worth reading, but if you have a drink (or once and awhile, you can save some big bucks. Of course there is the exception to the rule, as in a an important social or professional gathering – but you can still be moderate and only have one glass of wine or beer. There are some people that would save over 1000 dollars a month by cutting out their alcohol intake.

Saving Money – Quit Smoking And Save Big Money

Wofadmin — Wed, 01 Nov 2006 17:30:56 +0000

Cigarettes cost allot of money, and they can possibly make you really sick. Your body and your wallet will thank you for it. The cost of this horrible habit are way over the top. This comes from personal experience as I smoke. I don’t smoke much, but a have a few butts a day. This a GREAT way to save big money. You CAN cut down at least.

Saving Money – Keep A Purchasing Inventory

Wofadmin — Tue, 31 Oct 2006 15:10:34 +0000

It’s good to keep track of what you spend your money on. It sound like an anal behavior, but it can be done. Just keep a small notebook beside your bed and write down the purchases you made that day. This is a really easy way to see what you spend your money on. You will likely be surprised how much money you spend making unnecessary purchases. Once you have a full week of entries in your little black expenditures book, add it up and multiply it by 52 – you’ll be shocked at home much money you’ll spend.