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National Average Personal Financing Bank Rates – October 11, 2006

Mortgage Rates

30 yr fixed mtg  5.89%
30 yr fixed jumbo mtg  6.17%
30 yr FHA mtg  6.41%
20 yr fixed mtg 5.83%
15 yr fixed mtg  5.58%
15 yr fixed jumbo mtg  5.83%
10 yr fixed mtg  5.55%
3/1 ARM 5.43%
3/1 ARM (interest only) 5.50%
5/1 ARM  5.57%
5/1 ARM (interest only) 5.68%
5/1 jumbo ARM 5.80%
7/1 ARM  5.74%
10/1 ARM  5.92%

Mortgage Refinancing

30 Yr Fixed Mtg Refinance  5.87%
20 Yr Fixed Mtg Refinance  5.82%
15 Yr Fixed Mtg Refinance  5.56%
10 Yr Fixed Mtg Refinance  5.56%
1/1 ARM Refinance  5.38%
15 YR Jumbo Refinance  5.84%
30 YR Jumbo Refinance  6.15%
3/1 ARM Refinance  5.42%
3/1 ARM Refinance (Interest Only)  5.51%
5/1 ARM Refinance  5.54%
5/1 ARM Refinance (Interest Only)  5.63%
5/1 Jumbo ARM Refinance  5.73%
5/1 Jumbo ARM Refinance (Interest Only)  5.76%
7/1 ARM Refinance  5.73%
10/1 ARM Refinance  5.90%

Home Equity Loans

$30K HELOC  7.26%
$50K HELOC  6.61%
$75K HELOC  6.11%
$30K home equity loan  7.58%
$50K home equity loan  7.62%
$75K home equity loan  7.49%

Personal Loans

Personal loan  14.26%

Auto Loans

36 month new car loan  6.87%
48 month new car loan  6.95%
60 month new car loan  6.94%
72 month new car loan  6.69%
36 month used car loan  7.79%
48 month used car loan  7.48%
60 month used car loan  7.48%

IRA CDs & Money Markets

3 month IRA CD  3.53%   3.60%
6 month IRA CD  3.94%  ? 4.03%
9 month IRA CD  5.07%   5.20%
1 yr IRA CD  4.65%   4.76%
2.5 yr IRA CD  3.62%   3.69%
5 yr IRA CD  4.61%   4.72%
IRA MMA  3.56%   3.64%
$10K IRA MMA  3.79%   3.87%

Saving Accounts

3 month CD  4.28%   4.37%
6 month CD  4.64%   4.74%
9 month CD  5.12%   5.26%
1 yr CD  4.89%   5.01%
3 yr CD  4.76%   4.88%
MMA  3.46%   3.53%
$10K MMA  3.88%   3.96%

Checking Accounts

Interest checking  1.21%   1.22%

Auto Refinancing Loans

36 month auto refinance  7.37%
48 month auto refinance  7.45%
60 month auto refinance  7.45%

Credit Cards

Standard  13.08%  14.75%
Gold  11.41%  13.72%
Platinum  10.17%  13.81%


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