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If you are overspending to enhance your self-esteem and make yourself feel better, then you need to find alternative ways to meet these needs. For example, instead of going shopping, take a course to learn something new and useful, like car maintenance, cabinetmaking, or something just for fun. Join a club with people who share your special interest in jazz, civil War history, or bike riding. You could also volunteer by becoming a Big Brother or Big Sister or helping Habitat for Humanity build a house.
Avoid your exposure to slippery places: Slippery places are those places and events that trigger your shopping urges. If malls are your downfall, try not to go to them. If you must go, make your trip short. Make a list of what you need and of the stores you need to visit; stick to your list, and find the shortest route into and out of the stores.
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Other Entries That Might Interest You:Overspending Series Part #3 - Overspending Buddy--->Have a buddy who has agreed to help you handle your compulsion to spend. Your buddy could be a friend, relative, or your spousal partner. It could even be someone who is an overspender, too. When you find yourself getting....
Overspending Series Part #5 - Practice The Nonhabitual--->Ultimately, if you are going to break the overspending habit, you have to replace it with some alternative and non-overspending habits, and there is nothing like practice to get a create habit. These might include the following; put money in....
Overspending Series Part #8 - Reward Yourself For Your Fiscal Responsibility--->When you reach milestones on your savings journey, such as not overspending for a week or month, you should give yourself a reward. Have lunch with a friend, spouse, or partner and celebrate your success. Treat yourself to a movie....
Overspending Series Part #7 - Keep A Journal To Record Your Progress--->You're on the road to becoming a saver rather than a spender, but that doesn't mean that you can expect to get to your destination right away. The journey from overspender to tight-wad can be a long one. As time....
Overspending Series Part #4 - Stop, Look, and Listen--->The idea is that when you get the urge to spend you the following: Stop your immediate impulse (head to your favorite chair rather than the mall) look at what the impulse is telling you to do (Spend, buy something,....
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