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When you reach milestones on your savings journey, such as not overspending for a week or month, you should give yourself a reward. Have lunch with a friend, spouse, or partner and celebrate your success. Treat yourself to a movie or concert. Or, you might even go for a slow and deliberate shopping trip with a friend. We believe that slow, deliberate spending can be a healing and strengthening experience. You now know whether you are a spender or overspender. If you are the latter, know some tips, tricks, and techniques to get your spending under control.
These Budgeting and Spending control tips are from The Guru Guide To Money Management by Joseph H. Boyett and Jimmie T. Boyett. More on their work here. Read this interesting article on how psychotherapy can help with overspending.
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Other Entries That Might Interest You:Overspending Series Part #3 - Overspending Buddy--->Have a buddy who has agreed to help you handle your compulsion to spend. Your buddy could be a friend, relative, or your spousal partner. It could even be someone who is an overspender, too. When you find yourself getting....
Overspending Series Part #5 - Practice The Nonhabitual--->Ultimately, if you are going to break the overspending habit, you have to replace it with some alternative and non-overspending habits, and there is nothing like practice to get a create habit. These might include the following; put money in....
Overspending Series Part #7 - Keep A Journal To Record Your Progress--->You're on the road to becoming a saver rather than a spender, but that doesn't mean that you can expect to get to your destination right away. The journey from overspender to tight-wad can be a long one. As time....
Overspending Series Part #6 - Finding A Better Way To Meet Your Needs--->If you are overspending to enhance your self-esteem and make yourself feel better, then you need to find alternative ways to meet these needs. For example, instead of going shopping, take a course to learn something new and useful, like....
Overspending Series Part #4 - Stop, Look, and Listen--->The idea is that when you get the urge to spend you the following: Stop your immediate impulse (head to your favorite chair rather than the mall) look at what the impulse is telling you to do (Spend, buy something,....
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