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We all know how important it is to spend less so that we can save more, but far too few of us do a good job at it. Statistics show Americans to be abysmal savers. Our society worships the good life. We can’t let our neighbors, friends, or coworkers beat us in the game of acquiring “things.”
Advertisers tell us how important it is to have “things” and if we don’t have them, we are made to feel that we have failed. To give you an idea of how acquisitive we have become, many bankruptcy attorneys are reporting the absolute unwillingness of near-bankrupt people to take action to avert bankruptcy – to give up their second homes, their boats, their late-model cars, and other trappings of the wealth they don’t possess. As precarious as their financial situation is, they feel entitled to them. This is how bad it has become.
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Changing Your Spending Habits (3)--->Continued from [2]
Children bring on special spending problems. What I mentioned kids as a problem area in the past it actually offended some people, and I guess I can see why. I had to explain what I really meant: if....
Income Tax – Tax Saving And Making Money Legally--->Trying to save money on income tax, and keeping your money out of the IRS coffers is an all American past-time. Well maybe not as much fun as going to a game, or just hangin out doing exactly what you....
Overspending Series Part #8 – Reward Yourself For Your Fiscal Responsibility--->When you reach milestones on your savings journey, such as not overspending for a week or month, you should give yourself a reward. Have lunch with a friend, spouse, or partner and celebrate your success. Treat yourself to a movie....
Spending Control [2]--->I realize this nice bit of advice may sound painful and un-American, but try to avoid shopping for recreation unless you do so with empty pockets or you have set yourself a budget of one small item. Sometimes shopping becomes....
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