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This is a quick description of what a Plus Student Loan is all about. This is the most popular way to get funding for your education.
Administered by the college or university your child attends, the OSL PLUS Loan is one of the most competitive PLUS Loan products currently offered in the U.S.
PLUS loans are not need-based; however, the parent just needs to meet minimal credit requirements to qualify. Unlike other Federal student loans, repayment of the parent PLUS loan is the responsibility of the parent, not the student.
The Parent Loan for Undergraduate Students, or PLUS loan, is a federally-backed loan that enables parents to borrow funds to cover your child’s (or children’s) cost of attending college, less any financial aid.
Many parents opt to take out a parents PLUS Loan because it offers many advantages over other forms of consumer loans such as a home equity loan or line of credit, credit cards, bank loans, or other private loans.
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