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This sounds like obvious comment, but it’s really not that simple. You are likely like most Americans in that you may not be able to understand all the small print of your employer’s retirement plan. There is a way around this kind of confusion, and it also avoids having to pay a financial consultant to explain the retirement benefits you may or may not be entitled to. Most company plans have what they call a summary plan description - this description will lay out in simple language all of the particular aspects of the plan. A your manager or human resources representative for your retirement plan summary. It’s illegal for any company not to provide you with this information, and 99.99% of companies do not hesitate when providing their employees retirement summations.
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