Most bank accounts (checking or savings) with most banks will not charge the monthly service charges or fees if you maintain a sufficient balance. Remember that the banks make their money from clients who don’t take advantage of savings strategies like keeping a sufficient balance in their accounts. They banks are not going to a call you and remind you of the money you can save. Many banks will charge anywhere between $10 to $25 per month depending on the checking or savings account you maintain.
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