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There are millions of home owners considering a lock-in of their interest rates on their homes due to the historically low rates on the market these days. It looks like the majority of home owners are risking it, and staying with their variable rates a little bit longer.
If you can lock in at 4-5% I would do it. If you can lock in at 2-3% you would be crazy not to do it. If you can only lock in at 6-7% I would not do it. It’s just not worth your while for an APR that high (unless of course the FED or your central bank loses their faculties in the next 5 years.
EVERY situation is different for every home owner, and this means whether or not they have a steady family income stream that looks to be very secure in the new market reality and new world reality.
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