Stafford Student Loans
Here is a quick blurb on student loans from Next Student. Just a run-down of the Stafford Student loan program.
This particular student loan type is very popular, but you need to be in a position to start paying off of the loan as soon as school is finished.
Student loans (also called Federal Stafford Loans) are perhaps the most affordable ways to pay for school. The two biggest benefits are Stafford student loan rates are lower than other forms of consumer financing, and repayment is postponed until you are out of school.
- Interest rates currently low—just 6.8%
- No collateral or credit check is required
- You owe no payments while you are in school
- You can qualify for even lower rates with an Automatic-debit discount of 0.25% plus an interest-rate reduction of 2.0% after 48 consecutive on-time payments
- Student loans are eligible for federal loan consolidation
- Tax deductions and flexible repayment options available
- No co-signers required
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